jeudi 25 juin 2009

What You Need To Know About No Credit Check Cellular Phone Services

By Chris J. Floyd

The advent of no credit check wireless is offering an advantage to those who might not have a credit rating. This lack of credit rating can be due to any number of reasons such as past credit problems, being too young or being a new comer who does not qualify for credit due to income or other criteria the credit companies use.

When someone signs a contract for cellular phone services, there are certain requirements that a customer must agree to. One thing is the customer must stay with the company in question for a one to two year exclusive period. If this contract is broken or ended prematurely, there is usually a substantial penalty that is due to the company since the contract has terminated before the expiry date.

To ensure that a customer can meet financial obligations, many providers of cellular phone services require a mandatory credit check to see that past payment history is very good. Often, the cellular phone services company will require that the customer can provide a credit card that the monthly cost can be drawn from to ensure that the company receive their payment regularly. A consumer not having a credit car, a good enough credit history or insufficient credit history, will be denied cellular phone service. With a no credit check wireless cell phone there is no long term time period that you have to purchase service for. Instead, air time minutes are purchased for approximately 60 to 90 days, or up until they are consumed, whichever comes first.

Many no credit check cellular phone services rent time from the big carriers like AT&T, so even if you get a prepaid or no credit check cell phone, you will get service that has as extensive a coverage area as the big carriers. Like the phones covered under the set-period plans, you can use the phones for long distance calls, and the cost to make them has decreased in price as nationwide coverage has decreased in price.

Generally speaking, the phones suited for no credit check are somewhat more limited in functionality that those offered in mainstream markets. But there are advantages. For one thing, many of these basic phones can be purchased for under $20, making them perfect for older folks and children. They have fewer features and are far easier to use for members of these age groups.

In the event that you've lost your phone, you don't need to worry as much, due to its low value. In addition, if the unit is misplaced, you don't have to worry about the problem of someone running up a huge phone bill that you might find yourself liable for. Instead, the phones have a set number of airtime minutes that once gone render the phone unusable. This choice is also a good way to limit the phone's use to strictly an emergency basis for a child or teen. In order to keep the phone active, all that needs to be done is purchase around 30 minutes of airtime every 60 or 90 days, otherwise you can just use up the minutes and allow the service to expire. You can easily get service again at a later time with no penalties for early termination.

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